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Splash Plastic prepaid Maestro card



Which Prepaid? Summary

Date Reviewed: November 2007

Which Prepaid Rating

Splash Plastic was the UK’s first and original prepaid card, and has been around since 2001. However, it’s recently undergone a number of changes. It’s now Maestro branded, so acceptance has increased to around 9 million locations around the world. Its also accepted at ATM’s around the world displaying the Cirrus or Maestro brandmark.

What's Good

No credit check or bank account is required. 100% approval of all applicants above the age of 10 (Below 14 need parental consent)

Splash Plastic has Splash Cashback - which means that you can make purchases on the exclusive Splash Plastic cash back website, and earn between 3-15% discount on your purchases. This means that you can offset some of the Splash Plastic usage fees in most cases.

Unlike most other prepaid cards, where you can only add one additional cardholder, Splash allows up to 4 additional cards to be added. This is great news for users wishing to share money overseas, and means that 4 family members could all have an additional card, even if they do not live in the UK.

What's not so good?

Fees! Unless you always reload the card via bank transfer, and also use retailers included within the Splash cash back program, you will be subjected to reload and usage fees, which will soon add-up!
Splash Plastic
Key Features
Features

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Prepaid Card Type
3 Stars

Splash plastic is Maestro branded, and is therefore accepted at around 9 million retailers and ATM’s around the globe. But remember, Maestro does not have the same level of acceptance as MasterCard, therefore, you may have issues using the card outside of the UK (particularly outside Europe). Many Internet retailers (again, particularly those outside of the UK) will also not accept Maestro.

Application Process
4 Stars

The Splash Plastic application process is quick and easy to use. Apply online and you can pay for your card with a debit or credit card, SMS text message or with a 360money e-voucher available from PayPoint participating retailers.

Card Design
3 Stars

4 flavours are available, so you can't go wrong!

Fees
3 Stars

One product is on offer, and whilst it does not have a monthly fee, it does have reload and usage fees. If you are just looking for a pay as you go card for emergencies, or a card that will be used infrequently then Splash is a good option.

However, if you are looking to use the card frequently, the usage fees will add-up, and there are much more cost effective fully badged MasterCard branded cards out there.

This is, in someway, offset by the Splash cashback program, and if you intend to regularly use retailers under this program, then the Splash card looks much more attractive, and would be hard to beat. But if not, it would be advisable to compare Splash with other prepaid cards, to ensure that you are getting the best deal.


Self Servicing
4 Stars

You can service your account on the Splash Plastic website or via an interactive voice response. You can view your balance, recent transactions and change your personal details.


Re-load Locations
5 Stars

The Splash Plastic card can be reloaded and topped-up at the following locations:

Post Office, PayPoint participating retailers, online debit and credit card or wages/BACS payments.


Customer satisfaction and awards
0 Stars

The Splash Plastic card card has received the following awards:

- Awaiting Details

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